Summary
The arrangements for accessing medical care whilst on ( mortgages ) holiday in Europe have changed. This article explains but still advocates taking out private travel insurance.
Travel Insurance. Also get a European Health Insurance Card.
Hands up all those who remember the old E111 medical forms you
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Well, great news is that it doesn't matter ( cheap home insurance ) any more. The E111 form was replaced at the beginning of January 2006 by a new European Health Insurance Card (EHIC).
This EHIC is valid for up to 5 years and entitles you to the same level of medical care in the country you're travelling in, as would be enjoyed by the residents of that country. The card covers discounted and free medical care including emergency treatment, and applies to all the EEC countries plus Switzerland, Norway, Iceland and ( life insurance quotes ) Liechtenstein. But be aware that the treatment you're entitled to might not include all the treatments you get free of charge under the National Health Service here in Britain.
Nevertheless, we believe that it's wise to carry a EHIC as it could save you time, money and a great deal of hassle if you're unlucky enough to need medical attention. It can cut through some of the inevitable red tape you'd be faced with if you were relying just on the medical provisions of your travel insurance policy.
You should also be aware that in many areas of Europe, the best medical ( mortgage quotes ) attention is still reserved for those with private insurance cover. Private insurance bypasses the long queues of local residents waiting patently in inhospitable corridors - after all who wants to spend days of their holiday not only ill, but queuing as well!
Another point is that nationalised health care ( life insurance quotes ) is only available at nationalised hospitals which, in some countries, are hundreds of miles apart. They tend to be located where the local population work and live - not where you enjoy your holidays! Therefore, you may be a long way from the nearest nationalised hospital whereas private medical and dental clinics are to be found in many tourist areas catering primarily for holidaymakers. Their standard is usually good albeit in local terms, they're expensive.