Pet insurance won't cover your pet for elective or routine treatments so what does it insure, what sorts of plan are available and what do they cost? This article is an informative read before you buy!
Pet Insurance - is it a waste of money? Page 2
Pet insurance policies basically fall into three categories.
- The Benefits of Group Health Insurance
- Many UK companies offer Group Health Insurance Schemes. This article discusses the likely benefits.
- Private Medical Insurance. Finding The Right Policy for You
- An excellent introduction to medical insurance
- Health Insurance and Their Different Types
- A brief intro to the topic of health insurance
- Options for Cheap Health Insurance
- A useful read if youre thinking about health or medical insurance.
- Medical Insurance. NHS Consultants go private!
- NHS Hospital Consultants support the case for private medical insurance. This article explains.
- Dental Insurance. The NHS in dental shambles
- Up to 16 million dental patients could find themselves without NHS care. This article explains.
And the cost? Well, that depends on which type of policy you select, the excess you want to pay, the kind of pet you have, its breed, its age and even your post-code (apparently vets are more expensive in Kensington!). But as a guide, an industry expert estimates costs between £50 to £500 for Lassie and £30 and £200 per year for puss.
The best advice is take out a policy when your pet is young. Most pets ( cheap mortgages ) can be insured after they're 8 weeks old and then you keep the insurance in place for the rest of its life. If you're looking for a policy for a pet that's in it's middle age, say eight or nine for a dog, then it may be difficult to get worthwhile cover. That's because starting a new policy in your pet's middle age will be expensive and in any case you'll be unable to claim for treatments for any existing health conditions.
So how can you reduce the premiums? Sometime you can get a discount if you pet has been identity chipped and quantity discounts are usually available for second and subsequent pets. Beyond that you simply have to shop around. Thank ( car insurance cover ) goodness for the Internet!
The Internet is taking an increasing share of the insurance market and no wonder - it makes shopping simple, quick and easy. What's more it's probably ( life insurance advisers ) the cheapest starting place for all your insurance whether it be for your car, home, or pet. Let your keyboard take the strain.