Pet insurance won't cover your pet for elective or routine ( life insurance ) treatments so what does it insure, what sorts of plan are available and what do they cost? This article is an informative read before you buy!
Pet Insurance - is it a waste of money?
According to a report published by research group Mintel, one
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The word "unforeseen" is key here. If you're looking for pet ( car insurance cover ) insurance to provide cover for routine treatments such as teeth cleaning, vaccinations or nail trimming, forget it - policies which provide that are as rare as hens' teeth! Neither will you find cover for elective treatments, such as neutering and identity chipping. This means that the most common grounds for visit the vet are uninsurable.
But it's those unexpected visits that tend to be the high-priced ones! ( car insurance quotes ) Developments in vet nary care mean that new and more complex conditions can be effectively treated. But the cost of emergency care can be horrendous. A cat that failed to cross the road could easily cost £700, even more, to treat. After all, a series of X-rays could cost £400 complete with anaesthetic, and you'll have no change from £1,000 for a MRI scan. If Lassie the Labrador tore a ligament that can now be treated - but the cost? Wait for it - around £1,500! This is serious money!
Having appreciated that most reasons for an appointment at the vet ( life insurance advisers ) are uninsurable, what do we get for our premiums?
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